You Dream It,

We Finance It.

Welcome to your premier hard money and private lending firm.

OUR PROCESS

  1. Pre-Qualification & Discovery

Submit a Quick Quote Request to discuss your scenario with a Loan Officer and review your options up front, before submitting a full Loan Application.

2. Pre-Approval & Initial Terms

Submit a Loan Application (see Applications tab) to request a bindable Term Sheet and start the underwriting process.

3. Processing & Underwriting

Once we have the signed Term Sheet, your Loan Officer will provide you with a Needs List to complete with the help of our Processing Team.

4. Final Terms & Closing

After receiving all items requested in the Needs List, Final Terms are released. Once Final Terms are signed, the file is moved into Closing.

LOAN PRODUCTS

Fix-and-Flip & Bridge

Purchase and renovate a distressed property to be sold or refinanced into a long-term loan and held.

Cash-Out Refinances

Refinance a property you already own to pay off another loan or use your equity to get cash for more deals.

New Construction

Finance the acquisition, development, and construction of ground-up projects large and small.

Portfolios

Bundle multiple properties into one loan to reduce costs or scale your rental portfolio.

Long-Term DSCR

Long-term landlord loans to purchase rental properties that are move-in ready, whether they're leased or vacant.

Commercial Financing

Commercial & Mixed Use Permanent & Bridge Financing.

Our Mission

"Capture More Profit"

Since 2018, new and seasoned investors have turned to Tar Heel Private Money for funding. Our clients receive real, measurable value in the form of faster closings, easier processes, consistently competitive terms, and unparalleled customer service -- saving them time and money, and helping them scale.

Why Tarheel Private Money?

Vince Jacobs (Founder)

“Fast funding, real solutions—because in real estate, success starts with the right partnership.”

Ready to Get Started?

Our process is designed to be easy from start to finish.

Let’s Get Started.