You Dream It,
We Finance It.
Welcome to your premier hard money and private lending firm.
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OUR PROCESS
Pre-Qualification & Discovery
Submit a Quick Quote Request to discuss your scenario with a Loan Officer and review your options up front, before submitting a full Loan Application.
2. Pre-Approval & Initial Terms
Submit a Loan Application (see Applications tab) to request a bindable Term Sheet and start the underwriting process.
3. Processing & Underwriting
Once we have the signed Term Sheet, your Loan Officer will provide you with a Needs List to complete with the help of our Processing Team.
4. Final Terms & Closing
After receiving all items requested in the Needs List, Final Terms are released. Once Final Terms are signed, the file is moved into Closing.
LOAN PRODUCTS
Fix-and-Flip & Bridge
Purchase and renovate a distressed property to be sold or refinanced into a long-term loan and held.
Cash-Out Refinances
Refinance a property you already own to pay off another loan or use your equity to get cash for more deals.
New Construction
Finance the acquisition, development, and construction of ground-up projects large and small.
Portfolios
Bundle multiple properties into one loan to reduce costs or scale your rental portfolio.
Long-Term DSCR
Long-term landlord loans to purchase rental properties that are move-in ready, whether they're leased or vacant.
Commercial Financing
Commercial & Mixed Use Permanent & Bridge Financing.
Our Mission
"Capture More Profit"
Since 2018, new and seasoned investors have turned to Tar Heel Private Money for funding. Our clients receive real, measurable value in the form of faster closings, easier processes, consistently competitive terms, and unparalleled customer service -- saving them time and money, and helping them scale.
Why Tarheel Private Money?
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We started as investors, ourselves. Now we use that perspective to keep a pulse on the lending landscape for you as the market fluctuates and underwriting guidelines shift.
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Get a pre-qualified Quick Quote up front by talking to one of our Loan Officers. When you are ready for a Term Sheet, our Funding App takes only minutes!
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Our team is with you for the long run. Service-based lending is our priority and winning is in our blood.
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We believe our business model allows us to provide the most competitive loan product the market has to offer, so whether you need to lower costs or speed up your funding process -- we have the solution.
Vince Jacobs (Founder)
“Fast funding, real solutions—because in real estate, success starts with the right partnership.”
Ready to Get Started?
Our process is designed to be easy from start to finish.
Let’s Get Started.